The WAHM Grind

work at home mom life

A Secret Savings Account: Is It Really Financial Infidelity?

I say: Assuming you keep this little secret stash of reserved moolah from your spouse with intentions of good and not evil, then no, I don’t think there’s anything inherently wrong with having a little sumptin’ sumptin’ kept in a jar under your bed.  Or, in a totally separate savings account.  Whatever floats your boat. The reason why I bring up this subject is because recently, the following question was posed to me after I disagreed with the opinion that keeping a hiding a secret savings account was financial infidelity (at least not always): “You may be right, but would you be upset if he kept a secret stash?” I think anyone might be a little surprised if they found that their spouse had some extra cash just lying around, maybe even collecting some interest without them knowing {insert slight sarcasm}. But whether or not it’s right to be angry and upset totally depends on the context of your entire relationship as well as the size of this confidential cash reserve. It’s not accurate to say that keeping a secret savings will always makes you a financial cheater. Just like most of the crap we endure in the grind we call life, it’s not just black and white but a messy, uncomfortable subject with arbitrary rules and results. Honestly, I do believe that there are many good reasons to keep a secret little savings account (not a hidden fortune!), apart from your spouse’s, assuming of course, that the members of your family aren’t wearing rags on their emaciated bodies, begging for scraps on the side of the street. The good: A...

Four Problems Work at Home Parents Face

But being a work at home mom is amazeballs, is it not? Oh for sure! But I’m making clear right now that working from home is not for everyone. Here’s why: There are so many distractions. Think it sucks trying to watch TV while the kids are stomping around shrieking (either gleefully or in sheer agony), over legos or computer time? Try getting any amount of work done in the middle of the fourth snow day your district’s had in the past 3 weeks. Your personal hygiene habits may suffer. You’re often tempted to go an entire workday without showering . . . because you’re probably not leaving the house today anyway. I’m serious when I say that if you think for even a second, even in jest, that scheduling a daily bath in your routine might do you some good, do it. A super flexible job might still mean hours tied to your desk in front of a computer. — except that instead of being at an office, you’re glued to the corner of your home office. I hope you’ve got a comfy ergonomic chair! Even the most flexible of work at home jobs will require diligent prioritizing and planning.Because you “work on the internet” it is sometimes be difficult to learn how to juggle work around family and home time. Scheduling and prioritizing are skills you will become marvelously adept at. You need to get out more. Every once in a while, you’re going stop and realize that you need to pencil in some outdoor (or at least non-grocery-shopping, non-soccer-mom-ing, out-of-the-house) time, soak up the sun and breathe some fresh outdoor air. Get a...

How To Not Get The Job: Read This Before Your Next Job Interview

Five surefire ways to tank an interview One Make it a point to learn nothing about the company prior to the interview. Even better—don’t even pretend to feign interest. Act as blasé as you feel! Don’t ask any questions about the company and simply divert all conversation back to how much the salary is going to be and how awesome it’s all that flex time and that technology allowance is going to be. Two Interrupt the interviewer. Also, laugh and/or scoff when doing so would be most inappropriate. If you’re prone to verbal diarrhea, don’t bother trying to stem the flow. Feel free free to talk about your cat, your five children, or your abundance of swagger. Three Humblebrag? Try in-yo’-face brag. Completely ditch any pretense of humility and detail all the ways in which you rock with enthusiasm. Add some fancy resumé embellishment in there for good measure. Scoff some more. Maybe add an eye roll and a muttered expletive in there somewhere. Four Talk down to the gatekeeper. When dealing with recruiters, receptionists, and assistants, manners don’t exist. Not like they’ll be telling the hiring manager about how you’re a big jerk or anything like that.  Five Insist on a hiring decision asap. Immediately, in fact. “We’ll let you know,” just means they want you to be more persistent; show how fired up you are to start that fabulous new career, because you are obviously the best candidate for the job. Send that manager no less than an email a day, and don’t stop calling, even when they tell you to cut that shit out. Five Surefire Ways to Tank an Interview Click To Tweet Does this sound like you? If...

The Best Job Search Sites for Work at Home Moms

I love that I was able to find such a fulfilling telecommuting position, and time and again I run into other moms (whether it’s IRL or on the interwebz) who want to start working at home but just don’t know where to start. There are a lot of job search sites out there, but here are the four job search sites for work at home moms that I recommend. If you’re looking for a work-at-home job, here are the job search websites I recommend starting with Flexjobs You may already be familiar with Flexjobs— not only have they been featured in various media outlets tons of times, they’ve built a really strong reputation through word-of-mouth over the past few years. I can attest to this site’s legitimacy and efficacy as a job search outlet— we recently used it at the company I work in to find a new part-time customer service person. Cost to jobseekers: $14.95/month, $29.95/3 months, $49.95/year Some benefits of membership: ad-free job search experience skills testing HireMyMom HireMyMom requires jobseekers to show that they’re experienced in their field, with a verifiable minimum of 1 year of experience in their profession. Cost to jobseekers: $29.95/quarter or $99/year MomCorps Geared toward highly skilled moms with higher education under their belts who are looking for flexible positions in the corporate world (possibly even trying to climb the corporate ladder at a Fortune 500 company with a lot of leeway for work-life balance), MomCorps has been featured in Forbes, Entrepreneur, Working Mother and more. Cost to jobseekers: Free and premium membership options premium membership is $9.99/month or $99.99/year and includes access to exclusive...

Snag This Free Personal Cashflow Money Tracking Spreadsheet

I’ve read my fair share of personal finance books over the years, but there’s one in particular (and it may not even be in the personal finance category per se) that’s led me to really crack down on my individual money matters and personal cash flow. (P.S. – keep reading! There’s a giveaway at the end of this post) 🙂 – the giveaway is now closed! (Aug 1, 2014) As a work at home mom and freelancer with various sources of income, this is extremely important, and it most definitely needs to be addressed proactively every day throughout the year rather than just during tax season. By the way, the name of the book is Get Rich, Lucky Bitch, which is a fantastic book that touches on manifestation, self-improvement, and personal finance, and it’s by a seriously down-to-earth business coach from Australia. I’m talking more than just dotting your i’s and crossing your t’s when it comes to expenses, income, and taxes — I’m talking about tracking personal spending, because the first step to fixing, improving, or efficiently maintaining your financial health (and this applies whether you’re broke, wealthy, or anything in between) is understanding your own finances and spending habits. Track yo’ cash flow! To get myself on track, I created a personal cash flow spreadsheet in Numbers that would make it easier for me to track my income, my savings, as well as my personal and freelance/work at home gig expenses. I know not everybody has access to iWork or Excel though, so I created a simple monthly money tracking spreadsheet in Google Drive that I’m sharing....

Working at Home: Where Do You Start?

The absolute first thing that anyone looking for a work at home job must understand is that, although you may not be looking for a position in a brick and mortar, “real-live” office, the job search must be prepared for, and treated, 100% as seriously and as thoroughly as if it were. Seriously. I feel that many who start the work at home job search and give up immediately often do so because they do not realize that, like a “real” job search, finding a work at home position that they’ll be satisfied with requires higher education and/or comparable experience, dedication, enthusiasm, and adequate interview skills. Sure, as in real life, there are gigs that can be done that require little to none of the aforementioned requisite skill set, but we’ll talk about the exceptions to the rule (and the caveats attached to those exceptions) later on. Before you even start your job search, you need to do the following: Review and update your resume. Be sure to include any training or education you’ve completed and marketable skills you’ve acquired or honed since you last updated your resume, and revise your objective statement if you need to.  Don’t have a resume?  Well, get started on writing one, and A.S.A.P.! Create or update your cover letter. I know cover letters aren’t necessarily one size fits all, however you should at the very least have one solidly written cover letter that you can easily customize to fit the jobs you are applying for. Know what your focus is. Before you dive into a job search, know that you will be much...

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Craftulous is a lifestyle blog covering the topics of blogging, tech, and social media + photography and creativity + being a work at home mom.

You'll also find kid & family friendly reviews, rad giveaways, and the occasional personal ramblings of a sometimes frazzled, often awesome, and always hustling millennial mom of 3 boys.

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